BHAVIA KALIAN

An analytical Chartered Accountant with a growth mindset, recognised for fine-tuning business processes and policies using a risk-based approach from both a qualitative and quantitative perspective with seasoned knowledge on mitigating risks through implementing and monitoring processes and controls. With a financial background and driven by results, Bhavia gained a wealth of experience in the legislative and regulatory policies, providing solutions to process owners, and achieving maximum cost savings of Millions by creating efficiencies within processes.

What I Do

Governance & Compliance

Establishing robust operational frameworks, including SOPs and policy manuals, to ensure your business meets both internal standards and regional legislative requirements. I streamline workflows to drive excellence in corporate governance.

Internal Audit & Assurance

Executing detailed audit assignments across finance, procurement, and operations. From forensic audits to control validation, I provide actionable insights that uncover anomalies and prevent fraud.

Business Optimization

Fine-tuning business processes to achieve maximum cost savings. By implementing efficient monitoring controls and standardizing practices, I help organizations move from basic compliance to high-performance financial health.

Risk Management & Mitigation

Utilizing a risk-based approach to identify, assess, and mitigate financial and operational threats. I specialize in both qualitative and quantitative risk analysis to protect your business assets and reputation.

Resume

12 Years of Experience

Education

2015
SIACA South Africa

CHARTERED ACCOUNTANT | CA(SA)

20037489

2014
SIACA South Africa

SAICA EXAM BOARD 1 AND BOARD 2

2013
UNISA South Africa

HONOURS IN ACCOUNTING SCIENCES (CTA)

2010
UNISA South Africa

POST GRADUATE DIPLOMA IN ACCOUNTING SCIENCES

2008
UNIVERSITY OF PRETORIA South Africa

BCOM DEGREE | ACCOUNTING SCIENCES

Financial Accounting, Taxation, Financial Management, Auditing

Experience

FEB 2026 - Current
S&B (Sight Beyond) Dubai, UAE

Manager: Governance, Risk, Compliance

  • Executed risk-based assurance and advisory assignments across finance, procurement, and operations for UAE-based clients, assessing control effectiveness and identifying key risk areas.
  • Collaborated with senior stakeholders to scope audit engagements, develop audit work programs, and align audit objectives with business risks and operational priorities.
  • Performed detailed audit testing, including data analysis and control validation, to evaluate the design and operating effectiveness of internal controls.
  • Designed and implemented operational frameworks, including SOPs, policy manuals, and process flowcharts, streamlining workflows and driving compliance excellence.
  • Conducted forensic audits of revenue, procurement, and petty cash, uncovering anomalies and recommending corrective actions to prevent fraud and safeguard financial integrity.
  • Engaged with management to communicate audit findings, agree on actionable recommendations, and support implementation of control improvements.

    Clients' Portfolio:
    Spinneys, Tomini Group, Al Sidra, Apex Energy, Union Properties
FEB 2022 – JAN 2026
PPC Ltd (JSE listed Company, cement industry) Johannesburg, South Africa

Risk and Governance Manager

  • Maintaining all financial policies and standard operating procedures ensuring an appropriate level of internal control.
  • Maintained and enhanced financial policies and SOPs, ensuring strong internal controls and alignment with Group standards across RSA and Botswana.
  • Designed, implemented, and monitored internal controls, documenting evidence of effectiveness and recommending improvements to mitigate financial risks.
  • Supported finance teams in policy implementation, managed the financial risk register, and conducted regular/ad hoc control reviews.
  • Developed and delivered training and materials to build business partner understanding of risks, controls, and internal control methodology.
  • Reviewed segregation of duties, implemented corrective actions, and compiled evidence for internal and external audits.
  • Delivered timely action plans to address control deficiencies and monitored resolution progress.
  • Engaged with internal and external auditors to resolve risks and ensure audit findings were addressed efficiently.
  • Managed internal audit relationships, driving audit scope, findings resolution, and stakeholder engagement.
  • Promoted standardization, automation, and best practices, leveraging innovative technology to enhance controls, documentation, assessments, and reviews.
  • Integrated business-related risk requirements into broader governance structures, ensuring evidence of key risk-related decisions.
MAR 2021 – JAN 2022
Usabco Industries (Pty) Ltd (Private Company, Plastic Manufacturer) Cape Town, South Africa

Financial Manager

JUN 2017 – FEB 2021
Old Mutual Limited (JSE listed company, short, long-term and life insurance industry) Cape Town, South Africa

Reporting Controls Business Partner

JUN 2015 – JUN 2017
Santam Limited (JSE listed company, short-term insurance industry) Cape Town, South Africa

Group Accountant

JAN 2014 – MAY 2015
BASF (Global German Company, chemicals industry) Midrand, South Africa

Financial Accountant

Core Skills

Strategic Risk Based Decision Making

100%

Organised | Methodical

100%

Logical Reasoning

100%

Proactive Problem Solving

100%

Excellent Verbal & Written Communication

100%

Expertise

Qualitative | Quantitative Risk Management

95%

Process | Financial Monitoring | Internal Control

92%

Financial Risk | Business Optimisation

96%

Financial Reporting | Auditing | Accounting

94%

Risk | Financial Governance Control

94%

Contact

Get in Touch

(+971) 54 195 7124

Dubai
United Arab Emirates

hello@bhavia.me bhaviakalian@gmail.com

Freelance Available

How Can I Help You?